Alternative Lending AG
Senior Secured Callable Bond 6%-8% – EUR and CHF
Alternative Lending AG
Senior Secured Callable Bond 6%-8% – EUR and CHF
- Merchant Finance
Merchant Finance
Merchant Finance is a mean to extend secured short term credit to small and medium sized businesses. Solid and well-run businesses at times need short term credit and they are willing to pay a premium for fast and convenient access.
Main Features
Credit Secured against Receivables
Daily ACH Repayment Schedule
Average Credit Size: $25,000
Average Duration: 3.5 Months
Creditor Average Years of Operation: 10.4
Creditor Average Employees: 9
Creditor Average Monthly Revenue: $150,000
Below industry average default rates.
- The Opportunity
The Opportunity
The highly lucrative market stems from a void in traditional merchant banking loans for American businesses. Banks are either reluctant to offer small business loans or simply take far too long time to process requests. While traditional bank loans can take months to get approved, we are able to make a decision on the day of application and transfer funds on the following day.
Our Strengths
Speed is critical. We are able to provide same day funding decision and provide credit within 24 hours. Fully secured credit, against hard assets, credit card receivables and personal guarantees. Very strong legal claims against the creditors. Proprietary quantitative screening methodology, developed based on decades of experience. Far below industry average default rates.
- Investor Benefits
Investor Benefits
The ALG Alternative Lending AG Senior Secured Callable Bond offers a highly secured participation for sophisticated, income oriented investors. Two tranches are offered for investors preferring either Euro or Swiss Franc coupons.
Key Benefits
Clear and predictable income. Semi annual coupon. Secured participation in the growing merchant finance field. Uncorrelated investment. Attractive yield. Euro and Swiss Franc tranches.
