Alternative Lending AG

Senior Secured Callable Bond 6%-8% – EUR and CHF

Legal Notices / Terms and Conditions of Use

Consent

Please read the following legal notices / terms and conditions of use (“Terms and Conditions of Use”) carefully before accessing the website of the ALG Alternative Lending AG. The website of the ALG Alternative Lending AG is hereinafter referred to as “ALG-Website”.

By accessing the ALG-Website, you agree that you understand and fully accept the Terms and Conditions of Use. If you do not understand and/or do not accept any provisions of the Terms and Conditions of Use, please leave the ALG-Website.

Alternative Lending AG reserves the right to change these Terms and Conditions of Use from time to time. Therefore, please read these Terms and Conditions of Use anytime you access the ALG-Website and check whether you also agree with the new version. If you do not understand and/or do not accept any provisions of the present Terms and Conditions of Use, please leave the ALG-Website.

Access, Local legal restrictions

The ALG-Website must not be accessed by persons who are (due to their nationality and/or residential status) subject to laws and regulations of a jurisdiction that prohibits the access to the ALG-Website or the publication of the contents of the ALG-Website (for any reasons). Such Restrictions apply in particular to citizens and/or residents of the United States of America (USA), Great Britain (UK) and the Cayman Islands.

Specifically, services or products eventually mentioned on the ALG-Website are neither available to persons as mentioned above, nor are they deemed to be offered or registered in these countries nor in any other country where Alternative Lending AG and/or the services and products are not duly licensed or registered.

No Offer, Solicitation or Advice

The content of the ALG-Website is only for information purposes and does not constitute an advertisement or a recommendation, an offer, a solicitation or an invitation to buy, sell or dispose in any other way of any investment or to engage in any other legal transaction. The Information and opinions contained or expressed on the ALG-Website do not constitute investment advice nor any other kind of advice on legal, tax, financial or other matters and must not be relied on as such as they might not be suitable for you. Please consult an investment adviser, a lawyer or a tax expert before making any decision to take concrete action.

Exclusion of Warranty and Liability, Right of Amendment

In spite of the fact, that the ALG Alternative Lending AG seeks to ensure that all content of the ALG-Website is correct, accurate, complete, true and actual no warranty (neither explicit nor implicit) is provided to it.

ALG Alternative Lending AG assumes no responsibility and gives no warranty that the ALG-Website will perform without error or interruption and that the ALG-Website as well as all other components used in accessing the ALG-Website do not contain harmful elements (e. g. viruses, etc.).

ALG Alternative Lending AG reserves the right to change, correct or up-date all content of the ALG-Website at any time without any prior or subsequent notice.

ALG Alternative Lending AG shall not be liable for, without limitation, any direct, indirect, incidental, consequential or punitive damages, losses, liabilities, expenses or costs of whatever nature which might be incurred through the use of or access to the ALG-Website or the reliance on any information contained on the ALG-Website, including (without limitation) any loss of profit or any other direct or indirect damage.

Intellectual Property

All elements contained on the ALG-Website (design, all information, etc.) are the property of the ALG Alternative Lending AG or third parties and are protected by intangible property rights. The downloading or printing of elements of the ALG-Website does not involve the transfer of any rights whatsoever, particularly no rights relating to software, trademarks or elements of the ALG-Website. Notices relating to copyrights, trademarks, etc. must neither be changed nor removed. The reproduction of elements of the ALG-Website in whole or in part, in whatever form (particularly in electronic or printed form), is only allowed with full indication of source. The publication of reproduced elements of the ALG-Website is only allowed with the prior written consent of the ALG Alternative Lending AG and with full indication of source.

Applicable Law and Place of Jurisdiction

The use of the ALG-Website as well as these Legal Notices / Terms and Conditions of Use are subject exclusively to the laws of Liechtenstein. The exclusive place of jurisdiction is Vaduz, Liechtenstein.